Janina Lowisz
Co-founder · HRFirst person ever biometrically chipped on the blockchain
Est. 2016Licensed
High yields · Low rates · Zero boundaries
Make your crypto earn.
And unlock cash
without selling it.
Fixed-term yields on stablecoins, BTC, ETH, and 10 more assets. Or, unlock cash against your crypto without selling. Rates lock instantly. No commitment until you deposit.
DepositHeld · not sold
Total · held
$50,000
Powering
Both engines ↓
USD1
25,000
BTC
0.184
ETH
3.21
USDT
6,800
Your money works. You don't.
Built over a decade
By the numbers.
A decade of uptime. A billion in volume. A hundred percent reserved. Every rate here is verified — pulled from our live rate tables, not claimed in marketing copy.
Earn up to
0%APY
Stablecoin · 30-month term
Unlock from
0%APR
BTC · 10% LTV
Operating since
0
10 years live · zero downtime
Volume processed
$0.0B+
Cumulative · all chains
One account.
Four ways to earn.
Earn yield on your crypto. Unlock cash against it. Stack referral income. Boost everything with CAS. Every path compounds.
Run the numbers.
Before you move a coin.
Pick an asset, an amount, a term. Rates are verified live. Flip to Unlock Cash to see what you can borrow — no credit check, no selling.
Deposit asset
Specific in Stablecoin
Amount
USDT
Term length30 mo
Payout
Better than bank. Better than every exchange.
25,000 · 30mo · Verified May 2026Cashaa · Best rateWinner
21.0%
APY · Verified rate table
You'd earn
+$13,125
over term
NexoCeFi
KrakenCeFi
BinanceCeFi
CoinbaseCeFi
HY SavingsTradFi
Traditional financingTradFi
Cashaa earns you $8,125 more than Nexo.
As featured in
The media loves to talk about us.
Forbes
Bloomberg
coindesk
Cointelegraph
EntrepreneurIndia
₿Bitcoin.com
PYMNTS.com
YAHOO!Finance
reuters
Forbes
Bloomberg
coindesk
Cointelegraph
EntrepreneurIndia
₿Bitcoin.com
PYMNTS.com
YAHOO!Finance
reuters
§05 · The team
Operators,
not opportunists.
Same core team since 2016. Through every cycle, same playbook: predictable terms, transparent ops, and real licences. We've outlasted three winters most of crypto forgot.
Founder & CEO
Amjad Raza Khan
A note from founder
We've been building predictable, transparent crypto banking through every cycle since 2016. Same team, same playbook, no shortcuts.
Amjad Raza Khan
Founder & CEO
- Building Cashaa since 2016
- Spoken at the UK House of Lords on crypto policy
- 20+ years across banking, fintech & blockchain
A decade of building
2016
Cashaa founded
2019
First B2B crypto accounts
2022
Regulated VASP licence
2024
$1B+ processed
2026
Unified Earn & Borrow Platform Live
Senior leadership
Saswat Das
Chief Operating OfficerScales product, treasury, and customer ops
Baiba Broka
Legal CounselFormer Latvian Minister of Justice
Backed byRegulated VASP· Licensed entityCompliance· AML · KYC verifiedReserves· 1:1 attestedCustody· Multi-sig · cold
§04 · Rates matrix
Best-in-class, line by line.
Fixed-term APRs. Rates lock at subscription. Flat, transparent — no tier games. Pick an asset, a term, and a payout — we do the rest.
Asset
Cashaa APR
Status
USDT
Tether
21%PeakPeakUSDC
USD Coin
21%Fixed termBTC
Bitcoin
11%Fixed termETH
Ethereum
11%Fixed termSOL
Solana
11%Fixed termBNB
Binance
11%Fixed termXRP
Ripple
11%Fixed termADA
Cardano
11%Fixed term
Footnote — APRs shown at fixed-term subscription.
Powered by the CAS ecosystem
§07 · The token
CAS · live token data.
Live
Price
$0.0182
24h
+4.2%
Market cap
$18.2M
24h volume
$240K
Holders
12,400+
Supply allocation
Capped · no new mint
Total supply
1B
1,000,000,000
- 38%
Circulating
380M CAS
- 28%
Treasury · ecosystem
280M CAS
- 14%
Team · advisors
140M CAS
- 10%
Buyback secured
100M CAS
- 10%
Liquidity reserve
100M CAS
Where to find CAS
Listings & explorers
Smart contract · verified
Always verify before you buy
Network
BEP-20
Binance Smart Chain
Contract address
0x780207B8C0Fdc32cF60E957415bFa1f2d4d9718c0x780207…d9718cBscScan ↗Audit
Cyberscope ↗§08 · Three steps
From sign-up
to first earn — minutes.
One account. Registered Virtual Assets Service Provider (VASP). Government-ID KYC accepted globally. Nothing to install unless you want to.
01Sign up
Account in minutes
Create a Cashaa account. KYC with any government-issued ID. Lightning fast onboarding.
Accepted IDs
PassportNational IDDriver's licenceResidence permit
02Fund
Deposit in any currency
Top up with stablecoins (USDT, USDC, USD1) or BTC, ETH, BNB, SOL and 8 more — straight to your account, no card-network markup.
Supported assets
USDTUSDCUSD1BTCETHBNBSOLXRP
03Subscribe
Pick a fixed-term plan
Lock the rate at subscription. Pick Earn for fixed yields up to 21% APY, or Fixed Deposit for longer terms. Rates lock the moment you confirm.
Plan options
EarnFixed Deposit3-30 moStablecoin / BTC / ETH
04Unlock Cash
Liquidity without selling
Use BTC, ETH or altcoins as collateral and access USDT or USDC instantly. From 0% APR at 10% LTV. Up to 70% LTV. No credit check, settle any time, up to 12-month term.
Unlock parameters
0% APR10% LTVUp to 70% LTV12 mo
Since 2016
Operating
VASP
Licensed
24/7
Self-serve
Start earning todayNo card required · Self-serve
§10 · In your pocket
Takes 2 minutes.
No commitment until you're ready.
Earn, borrow, buy, and manage fixed deposits on iOS and Android. 2FA login, instant alerts, CAS top-ups in-app.
Security
2FA enabled
Alerts
Real-time
Withdrawals
Low-fee
Bitcoin07/10/25
2.021074 BTC
+$11,460 · 30d
Transaction history
07/10/202509:23+0.0205 BTC
07/05/202509:23−0.0120 BTC
07/04/202508:35+0.0100 BTC
07/06/202414:22+0.1800 BTC
Balance09:41
$261,405.85
+$1,972·$64,044 locked
Earn
Unlock
Buy
RecommendedMost popularBiggest
USD121%$5.2k/yr
USDT21%$5.2k/yr
BTC11%$1.1k/yr
Earning
$1,972 · last 30 days