Cash today.
Crypto kept.
Unlock up to 70% of your crypto's value from 0% APR. Your collateral stays in your account — no selling, no capital gains, no credit check. Settle any time, no penalty.
As seen in
Liquidity capacity · Example
0% APR$50,000
$25,000
in your account · instant
Run the numbers.
Before you move a coin.
Pick an asset, an amount, a term. Rates are verified live. Flip to Unlock Cash to see what you can borrow — no credit check, no selling.
Higher LTV → higher APR
Cheaper than bank. Cheaper than every exchange.
25,000 · 12mo · Verified May 2026
Cashaa saves you $73 vs Nexo.
§ LTV pricing
Choose your LTV.
Lower LTV = lower risk = lower APR. You pick where on the curve you want to sit.
← swipe to compare LTV tiers →
LTV is how much you can access against your collateral. If you choose 30% LTV, you can access 30% of your collateral's value. Safer levels cost less. Higher amounts cost more.
§ Safety monitor
Your position, transparently watched.
Real-time collateral health tracking. Alerts before margin calls. Automatic protection if markets move against you.
Health breakdown · Example
Collateral
$100
Unlock cash
$50
Liquidation price
$62.50
Current LTV
50%
If asset price falls to $62.50, collateral automatically sells to settle the $50 balance. Platform remains protected. You get an alert before liquidation — decide to settle, add collateral, or let it ride.
Margin safeguards
- 70% LTV
Margin call
You get an alert to top up or reduce.
- 80% LTV
Liquidation
Automatic sell to settle the position.
- 24 hours
Grace period
Fix it yourself before auto-action.
- Supported
Partial liquidation
Only what's needed — never the full position.
§ Use cases
Why access liquidity against crypto?
Liquidity without capital gains. Capital without selling. Pick the one that fits.
Business capital
Fund operations while keeping your long-term crypto position intact.
Tax optimisation
Access liquidity without triggering capital gains taxes from selling.
Real estate
Use your crypto wealth for down payments without liquidating.
§ How it works
Four steps. Minutes.
- 01
Choose
Pick your crypto, amount, and LTV.
- 02
Get
Receive cash instantly.
- 03
Repay
Repay whenever you're ready. No penalties.
- 04
Get back
Your crypto returns to your wallet.
§ FAQ
Common questions.
Short answers. Longer ones in the Help Center.
What happens if prices drop?+
You get an alert first. You decide what to do. If you take no action and prices keep falling, automatic protection kicks in and liquidates just enough to settle the position.
How fast do I get cash?+
Instant. The moment you confirm, USDT is in your Cashaa account. Withdraw to any wallet or to fiat.
When do I get my crypto back?+
The moment you settle the position. Full principal, minus accrued interest. No waiting periods.
Is there a penalty for settling early?+
Never. Settle in 10 minutes or 10 years — it's the same.
What's the minimum?+
$100 equivalent collateral. Start small, go big.
Access liquidity against your crypto
Cash today, crypto still yours.
Access from 0% APR. No credit check. Settle anytime. Takes 2 minutes.